Auto Lease Calculator

Modify the values and click the Calculate button to use
Total Price
Monthly Payment
$
months
$
$
%
$
Monthly Lease Payment: $0.00
Monthly Depreciation
Monthly Interest
Monthly Tax
Money Factor Equivalent APR
Down Payment
Upfront Tax
Total 36 Lease Payments
Total Cost to Own After Lease Ends
If purchased under the same conditions
Monthly Payment
Sale Tax
Upfront Payment
Total Loan Amount
Total of 36 Loan Payments
Total Loan Interest
Total Cost to Own

*Documentation, tag, title, and registration fees are the same for both leases and purchases. They are not included in the calculated results above. Car dealers might ask for acquisition, security deposit, and disposition fees; these are normally associated with car leases, not car purchases.

The "Total Cost to Own After Lease Ends" and "Total Cost to Own" calculations given by the calculator above may not result in a large difference due to the assumption that all conditions are the same. However, in real life, car lease conditions are normally less favorable to consumers. For example, auto leases tend to have some extra costs such as acquisition fee, security deposit, and disposition fee. In addition, interest rates are normally higher for car leasing. Generally speaking, when added together, it can cost a few thousand dollars more to lease rather than buy.